Signer Authentication Definition and Examples

Understanding Signer Authentication for e-Signing

When it comes to electronic signatures, ensuring the authenticity of the signer is paramount. Signer Authentication is a process used to verify the identity of an individual signing an electronic document. This verification helps prevent fraud and ensures that the document is legally binding.

What is Signer Authentication?

Signer Authentication refers to the methods and processes used to confirm that the person signing an electronic document is indeed who they claim to be. This is a crucial step in the e-signing process to maintain the integrity and legality of the signed documents.

Common Methods of Signer Authentication

1. Email Verification: The signer receives a unique link via email, which they must click to access the document. This method ensures that the email address used for sending the document is valid and controlled by the signer.

2. SMS Authentication: A one-time password (OTP) is sent to the signer's mobile phone via SMS. The signer must enter this OTP to access and sign the document. This adds an extra layer of security by verifying possession of the mobile device.

3. Knowledge-Based Authentication (KBA): The signer is asked a series of questions that only they should be able to answer. These questions are typically related to personal information, such as past addresses or financial transactions.

4. Biometric Authentication: The use of biological traits for verification, such as fingerprint scanning or facial recognition. While more advanced, this method offers a high level of security.

5. Shared Secret: The signer and the sender agree on a shared piece of information (like a code word or password) that the signer must enter to access the document.

Why is Signer Authentication Important?

1. Security: Verifying the identity of the signer reduces the risk of unauthorized access and signing. This adds a layer of security that protects both the sender and the recipient.

2. Legality: Proper authentication methods help ensure that electronic signatures are legally binding by proving that the intended signer authored the document.

3. Fraud Prevention: Effective authentication minimizes the risk of signature fraud, ensuring that documents are signed only by the intended party.

4. Trust: Both parties can trust that the document has been handled securely, which is essential for building long-term business relationships.

By utilizing robust signer authentication methods, platforms like GoodSign ensure that your documents are signed securely and accurately. Say goodbye to expensive subscriptions and pay per use at just $1.50 per envelope, with all features and integrations ready to streamline your e-signing process.